Workers’ Compensation is not Your Only Resource
Workers’ Compensation is generally the exclusive recourse against the employer for workplace accidents, meaning that you may not sue your employer for your on-the-job injury but must instead accept the benefits available through the Workers’ Compensation system. However, there may be other sources of income available to you as well. For instance, there are times when an accident or injury is the fault of a third party unconnected with the employer. For example, you may be involved in an automobile accident while making deliveries, or you may be injured off-site while working on another’s property. A vendor or supplier may cause an injury while on the premises, or you may be injured by a defective product that was defective when it left the manufacturer. In all of these cases, you may be able to sue the third party for personal injury damages in addition to filing a workers’ compensation claim. Obtaining a recovery for third party liability requires the assistance of an experienced personal injury trial attorney who can negotiate a fair settlement with the insurance company or take the case to trial if necessary.
Workers’ Compensation benefits and third party liability are still not the only sources of income that may be available. If you are disabled from working due to your workplace injury, then you may also be entitled to receive Social Security Disability benefits as well as Workers’ Compensation or any applicable third party claim. Like Workers’ Compensation, you are entitled to Social Security Disability benefits if you are eligible, but actually receiving those benefits can be a daunting task. If you have been injured on the job, we want you to have the resources you need to cover your medical and other expenses and make sure you have financial security while you are unable to work.
Helping Injured Workers’ Recover All Sources of Income
These different sources of income are not exclusive, meaning that just because you pursue one source of income, you are not prohibited from pursuing others at the same time. You may be entitled to Workers’ Compensation and Social Security disability benefits, as well as recovering money damages from a responsible third party, arising out of a single accident or injury. At Pisegna & Zimmerman, we thoroughly investigate the accident to determine all responsible parties and sources of compensation that may be available. Recovering from a serious injury is not easy. Being fully compensated can help by making sure your medical expenses are covered and giving you and your family a measure of financial security while you recover from your injuries. If you have been injured on the job in Southern California, contact Pisegna & Zimmerman for a free consultation regarding your options for compensation from all sources.